Motor Takaful

Motor Takaful is an agreement between the Takaful Operator and the participant wherein the Takaful provides financial cover for the vehicle and the participant in return pays specific contribution annually. Motor Takaful provides protection for your vehicle against the financial loss and liability that could result as a part of accident or theft. A Motor Takaful plan covers against loss or damage to your vehicle due to accidental fire, theft or accident. It also covers bodily injury or death of a third party as well as loss or damage of a third party’s property. Covers against third party risks in Malaysia were made compulsory under the Road Transport Act 1987. It is an offence for any person to use or cause or permits any other person to use a motor vehicle without necessary coverage.

Motor Coverage

At this juncture, MAA Takaful only accepts Motor comprehensive covers.

Comprehensive Covers

  1. The coverage pays you in the event of:-
    • Third Party Bodily Injury and Death
    • Third Party Property Loss or Damage
    • Loss or Damage to your Own Vehicle due to accidental fire, theft or accident
  2. Optional Benefits
    • Windscreen Breakage
    • Passenger Liability
    • Liability to Passengers
    • Strike, Riot and Civil Commotion
    • Flood (Special Perils)
  3. Extra Service
    • You are entitled to a free enrollment of Car Assistant Programme provided by Asia Assistant Network (M) Sdn Bhd (AAN).
    • This service is only applicable to Motor Comprehensive Cover, in the case of accidents your vehicle be towed to the nearest panel workshop (free towing up to RM200 per case basis).
    • In the event of Breakdown or Accident, You may contact AAN’s 24-hour call centre for emergency assistance at 03-7628 3773 or 03-78415660.


Auto PAC Cover

AutoPac provides cover anyone who is travelling in the Participant Vehicle which provides protection against accidental death or total permanent disablement to the participant, driver and the passengers due to road accident whilst travelling, alighting or entering the covered vehicle within Malaysia, Singapore and Brunei

The benefits are:-

    1. Death Benefits

      In the event of accidental death, a total amount of Sum Covered is payable.

    2. Permanent Disability

      In the event of any of the disability as the following, a total amount of Sum Covered is payable.

  • Total and irrecoverable loss of all sights in both eyes.
  • Total loss by physical severance of both hands and both feet or one hand and one foot.
  • Total loss by physical severance of one hand or one foot together with the total and irrecoverable loss of all sight in one eyes.
  • Total and irrecoverable loss of all sight in one eye.
  • Total loss by physical severance of one hand or one foot or necessitate
  1. Medical and Surgical Treatment
  2. Wheelchair and/or Artificial Limbs
  3. Funeral Expenses

Note: Age limits in respect of each participant person is 5 to 70 years old

Additional Cover for Car Assistance Programme :

By participating in Auto PAC Plan, You are entitled to a free enrollment of Car Assistant Programme provided by Asia Assistance Network (M) Sdn Bhd (AAN) free towing up to RM200 per case basic.

In the event of Breakdown or Accident, You may contact AAN’s 24-hour call centre for emergency assistance at 03-7628 3773 or
03-78415660.

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