Group Critical Illness (Optional Riders for GTT)
Products - Group



Group Critical Illness

This is an annual renewable extension of cover to the Group Term Takaful plan.

What is the Benefit of Group Critical Illness?

The plan offers benefits according to :
  • A number of critical illnesses covered i.e. 10, 15 or 36
  • Nature of benefit payment i.e. acceleration or stand  alone.
How to participate?
    
Age Requirements
  • Minimum Entry Age : 30 days old
  • Maximum Age : 64 years old and renewable annually, up to age 70

 

Table 1: List of Critical Illnesses
  1. Alzheimer's Disease/Irreversible Organic Degenerative Brain Disorders
  2. Aplastic Anaemia
  3. Bacteria Meningitis
  4. Balloon Angioplasty*
  5. Benign Brain Tumor
  6. Blindness
  7. Brain Surgery
  8. Cancer
  9. Cardiomyopathy
  10. Chronic Liver Disease
  11. Chronic Lung Disease
  12. Coma
  13. Coronary Artery Bypass Surgery*
  14. Encephalitis
  15. Full Blown AIDS*
  16. Fulminant Viral Hepatitis
  17. Heart Attack (Myocardial Infraction)
  18. Heart Valve Replacement
  19. HIV due to Blood Transfusion
  20. Kidney Failure
  21. Laser Treatment or Any Other Invasive Treatments for Coronary Artery Disease
  22. Loss of Hearing/Deafness
  23. Loss of Speech
  24. Major Burns
  25. Major Organ Transplant
  26. Motor Neuron Disease
  27. Multiple Sclerosis
  28. Muscular Dystrophy
  29. Occupationally Acquired HIV Infection*
  30. Paralysis/Paraplegia
  31. Parkinson's Disease
  32. Poliomyelitis
  33. Primary Pulmonary Arterial Hypertension
  34. Stroke
  35. Surgery to Aorta
  36. Terminal Illness

In the event the Participant is first diagnosed of a critical illness as defined in Table 1 by a qualified medical advisor, the Sum Covered is payable in full with the exception of some diseases / treatment marked with (*). The balance of the Sum Covered (if any) for disease / treatment marked with (*) will be payable in the event of Total and Permanent Disability (TPD) or diagnosis of any other critical illnesses, whichever is earlier.