Comprehensive Group Takaful Scheme (CGTS)



Comprehensive Group Takaful Scheme (CGTS)

This scheme provides a comprehensive coverage and attractive returns at a very low contributions. It is a flexible solution that covers you against unfortunate incidents like death, disability or disease.

Why CGTS?

There are numerous reasons why you should purchase Comprehensive Group Takaful Scheme:

  1. It provides a comprehensive coverage and attractive returns at very low contributions
  2. Accumulated Cash Benefits is payable upon maturity, surrender, death or total & permanent disability
  3. Convenient payroll deduction - Biro Angkasa Auto Debit Deduction, MAA Takaful Easy Payment, salary deduction, etc.
  4. As a retirement benefit upon reaching age 55 years old

Features of CGTS

It offers the following coverages:

  • Death Benefit - A total of sum covered will be payable in one lump sum upon death due to natural death and double the amount upon accidental death
  • Total Permanent Disablement (TPD) Benefit - A total of sum covered will be payable in one lump sum upon TPD of the participant
  • Critical Illness Benefit - A total of sum covered will be payable in full lump sum upon diagnosis of any 36 Critical Illness
  • Personal Accident Benefit - It covers Accidental Death, Total Permanent Disability and all benefits under the schedule of Dismemberment
  • Daily Hospital Allowance Benefit -It covers hospitalisation income due to accident or sickness. Minimum benefit will be up to maximum benefit of R200 per day
  • Accident Medical Reimbursement Benefit - Payable upon medical or surgical treatment furnished by a qualified Medical Practitioner due to accident
  • Funeral Expenses - Payable immediately upon receipt of death or burial certificate up to Rm10,000