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Comprehensive Group Takaful Scheme (CGTS) |

| Comprehensive Group Takaful Scheme (CGTS) This scheme provides a comprehensive coverage and attractive returns at a very low contributions. It is a flexible solution that covers you against unfortunate incidents like death, disability or disease. Why CGTS? There are numerous reasons why you should purchase Comprehensive Group Takaful Scheme: It provides a comprehensive coverage and attractive returns at very low contributions - Accumulated Cash Benefits is payable upon maturity, surrender, death or total & permanent disability
Convenient payroll deduction - Biro Angkasa Auto Debit Deduction, MAA Takaful Easy Payment, salary deduction, etc.
As a retirement benefit upon reaching age 55 years old
Features of CGTS It offers the following coverages: Death Benefit - A total of sum covered will be payable in one lump sum upon death due to natural death and double the amount upon accidental death Total Permanent Disablement (TPD) Benefit - A total of sum covered will be payable in one lump sum upon TPD of the participant Critical Illness Benefit - A total of sum covered will be payable in full lump sum upon diagnosis of any 36 Critical Illness Personal Accident Benefit - It covers Accidental Death, Total Permanent Disability and all benefits under the schedule of Dismemberment Daily Hospital Allowance Benefit -It covers hospitalisation income due to accident or sickness. Minimum benefit will be up to maximum benefit of R200 per day Accident Medical Reimbursement Benefit - Payable upon medical or surgical treatment furnished by a qualified Medical Practitioner due to accident
Funeral Expenses - Payable immediately upon receipt of death or burial certificate up to Rm10,000
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