Personal Accident Takaful

Personal Accident Takaful plan designed for your protection needs. Its is Shariah-compliant and gives you 24 hours protection against injury anywhere in the world caused by accidental means. With a variety of plans and sub-plans to choose from, you can be confident that it is Takaful Plan for everybody

  1. PATINA 77
    This product extend the PA coverage to the following accidents:

    • Whilst on any vehicle / mode of traveling
    • Whilst engaged in sport or hobbies (except martial arts and wrestling)
    • Caused by reptile bites and harmful animal bites
    • Caused by strike, riot and civil commotion
    • Murder and assault (unprovoked)
    • Drowning
    • Suffocation through fumes or poisonous gas
    • Food and drink poisoning
    • Intoxication by drugs (only drugs prescribed by a registered medical practitioner)

    Additional Benefit in PATINA:

    • A claims-free policy will be rewarded with a Renewal Incentive Bonus of additional 10% per year of Initial Sum Covered up to a maximum of 50% when you are free from claims

    Now you have another option to increase protection with a new high level personal accident Takaful with a choice of 3 plans offering the protection you needs. Some of the benefits of Patina Diamond other than those available in PATINA 77 are:

    • HIGHER Accidental Death Benefits – up to RM2 Million
    • HIGHER International and domestic medical assistance and evacuation program

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